Facts file

Regularoty Capital of IBBL:
As on 31/12/2010 (Amount in Crore Taka)
Tier-1 Core Capital -1,855.98
Tier-II Suplimentary Capital-984.02
Tier-III Additional Supplimentary Capital-0
Total: 2,840.00

Risk Weighted Assets(RWA) for
1. Investment Credit risk: 23,587.68
2. Market Risk: 226.16
3. Operational Risk: 1,866.65
Total  RWA 25680.49

Corporate Information of IBBL:
Paidup Capital: 10,007.712 million
Authorized Capital: 20,000 million


Date of Incorporation: 13 Mar 1983
Inauguration of 1st Branch: 30 Mar 1983
Formal Inauguration: 12 August 1983


SME Breakup:
1. Medium Industry/Enterprise:
Manufacturing
Fixed Assets: 10 cr - 30 cr
employees: 100-250
Service
Fixed Assets: 1 cr - 15 cr
employees: 50-100
Business
Fixed Assets: 1 cr - 15 cr
employees: 50-100
2. Small Industry/Enterprise:
Manufacturing
Fixed Assets: 50 lac-10 cr
employees: 25-99
Service
Fixed Assets: 5 lac- 1 cr
employees: 10-25
Business
Fixed Assets: 5 lac- 1 cr
employees: 10-25
3. Micro Industry/Enterprise
Manufacturing
Fixed Assets: 5 lac-50 lac
employees: 10-24
Service
Fixed Assets: less than 5 lac
employees: less than 10
Business
Fixed Assets: less than 5 lac
employees: less than 10
4. Cottage Industry/Enterprise
Fixed Assets: less than 5 lac
Manpower: 10
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CAR-10%
CRR-6%
SLR-11.5 for Islamic Banking
         19-for all conventional banking

Bank Rate: 5%

IBG rate:
Incoming-9.5%
Outgoing-9.5%


Closing Charges:

200-MSA
300-CA, SND
Nil-Others

Excise Duty:

Nil-upto 20,000
120 -20,001 to 1 lac
350- 1,00,001 to 10 lac
1000- 10,00,001 to 1 crore
5000- 1 crore to 5 crore
10000-above 5 crore

RDS:

Rate: 12%-Baim RDS,14%-MEIS
group: 5 persons, centre-40 persons
Investment limit:
Baim RDS-10,000 to 100000
MEIS- upto 300000
Deposit- centre fund-5, personal-20
Branch-176
Recovery rate: 99.99%

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