Categories of Investment for classification and provisioning

Investments are grouped into four categories for the purpose of classification and provisioning:

i) Continuous Investment: Cash Credit (CC), Overdraft(OD), Bai-Muajjal, Bai Murabaha etc
ii) Demand Investment: Loan against Imported Merchandise(LIM), Payment against Documents(PAD), Inland Bills Purchase(IBP), Foreign Bills Purchase(FBP) etc.
iii) Fixed Term Investment: HPSM, Leasing etc.
iv) Short term Agricultural and Micro credit/Investment: Any micro credit/investment.